Is It Worthwhile to Insure Your Mobile Phone?

mobile phone insurance

When you are buying a new mobile phone, companies will try to entice you with a whole bunch of shiny additions. They’ll try to get you to buy cases, insurance, product protection, replacement plans, and so on. Many of these features are absolutely unnecessary; after all, they wouldn’t be offering you these things if they didn’t think they would be making a profit on them. However, not all are a waste of your money. Some of them, like insurance, are extremely useful, but you need to make sure you’re buying the right kind of insurance.

Why Do You Need Insurance?

Insurance is helpful because your phone is fairly fragile. Just about every person who owns a smart phone is going to drop it at some point. It will fall on the ground, in some water, or you might just accidentally step on it. That’s pretty much inevitable. If you have a phone with a glass screen like a Samsung Galaxy S7 or a Sony Xperia, you run the risk of shattering your screen. That is not only dangerous but expensive. That’s why it’s important to get a case for your mobile phone. A case will help protect against many kinds of damage, although nothing can prevent everything.

Mobile phone insurance by Gadget Cover will help you repair or replace your phone when the inevitable happens.

mobile phone insurance

What Features Do You Need?

When you’re selecting your insurance, you need to decide which features are right for you. Obviously, many people want accidental damage cover and probably liquid cover as well. Blunt force and liquid damage are the most common kinds of harm that a phone endures. It’s just too easy to spill your morning coffee on your phone or drop it when pulling it out of your pocket.

However, there are also other kinds of coverage that might be important to you. For example, some companies offer you instant coverage, whereas others make you wait for longer. They do this because they don’t want someone who hasn’t been paying into their system very long to make a claim; they’re completely motivated by their profits. Some of the more compassionate companies understand that you don’t always buy your insurance when you get your phone. You might buy it when your money situation is more stable; or you’ll buy insurance when you decide to go on that boating trip finally. Whatever your situation, you should probably look for a company that covers you as soon as you sign up.

Furthermore, you should look for one that covers you when you travel abroad. You’ve looked through the product reviews, ranked the best new features of mobile phones, and made your decision. When you’ve got your prized phone in your possession, the last thing you want to hear is that your insurance company won’t cover it while you’re travelling. That’s when you need insurance most.

When you sign up for mobile phone insurance, make sure you’re signing up with a company that offers you the protection your phone deserves.

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